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MEET THE TEAM
Get to know the team of experts looking after your financial needs
Senga Bailey CIRP, LIT
President
Senga has extensive personal and corporate insolvency experience and has advised countless individuals and professionals on restructuring their personal or business debt load during her 20 years of practice in Alberta. A former senior manager with Arthur Anderson in Calgary for nine years, Senga earned her trustee’s license and became a member of the Canadian Association of Insolvency and Restructuring Professionals and a Licensed Insolvency Trustee in 1997.
She started Smith Cageorge Bailey Inc. in 1998.Today Senga is using her years of experience to focus on Personal Insolvency, helping individuals navigate the insolvency process with dignity, respect, and an understanding that each situation is different. At SCB Debt Solutions, Senga provides personal one-on-one service, taking the time to understand each individual’s needs and finding the right solution for them.
Kandice Martinez
Office Manager
Kandice joined Smith Cageorge Bailey Inc. in 2013, bringing with her over 15 years of office administration and customer service experience. In 2018 Kandice successfully completed the Insolvency Counsellor’s Qualification Course becoming a certified BIA Insolvency Counsellor.
In addition to managing the day-to-day operations at Smith Cageorge Bailey Inc., and providing BIA Insolvency counselling, Kandice is often the first point of contact for individuals struggling with debt and strives to ensure that each person is treated with compassion and understanding at all stages of the insolvency process.
Jarret Haberl
Financial Controller
Jarret joined Smith Cageorge Bailey Inc. in 2009 as the financial controller. Jarret is responsible for the delivery of finance services such as accounting, reporting, budgeting, and insurance management, in accordance with legislative requirements and organizational policies and strategies. Jarret has over 25 years’ experience in providing professional services across a broad range of finance areas including compliance, business process, audit, and financial reporting.
Prior to joining Smith Cageorge Bailey Inc., Jarret held senior management rolls in various service industries. Today, Jarret works closely with the team at SCB Debt Solutions Inc. to assist them and their clients in reaching their goals.
Our Story
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ABOUT SMITH CAGEORGE BAILEY INC.
At SCB Debt Solutions, we believe everyone deserves a chance to overcome financial challenges with dignity and confidence. As a small, Alberta-based firm, we specialize in personal insolvency and debt solutions, offering personalized, client-focused services that address your unique needs. Our expertise lies exclusively in debt counseling, consumer proposals, and bankruptcy solutions, allowing us to focus entirely on helping you regain control of your finances with care and professionalism.
We understand that financial difficulties are deeply personal and often misunderstood, which is why we provide more than just solutions—we offer compassion, clarity, and support. At the heart of our approach is the belief that every client deserves a clear path forward and the reassurance that they are not alone in their journey. Our Licensed Insolvency Trustees take the time to explain every option, empowering you to make informed decisions about your financial future.
Built on a foundation of understanding
WHY WE DO WHAT WE DO
What sets SCB apart is our unwavering commitment to creating a welcoming and non-intimidating environment. We recognize the emotional and cultural sensitivities that come with seeking help, particularly for individuals and families who may be new to Canadian financial systems. By providing straightforward guidance and emphasizing alternatives to bankruptcy, we aim to dispel the myths surrounding debt and create lasting solutions that truly work for you.
Whether you’re overwhelmed by mounting debt, facing creditor harassment, or simply unsure where to turn, SCB Debt Solutions is here to help. With professionalism, compassion, and a focus on your unique circumstances, we’re dedicated to helping you find the clarity and confidence to rebuild your financial future. Let SCB Debt Solutions be your trusted partner in navigating financial challenges, because your path to financial freedom starts here today.